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     2026:7/2

International Journal of Multidisciplinary Research and Growth Evaluation

ISSN: (Print) | 2582-7138 (Online) | Impact Factor: 9.54 | Open Access

Effect of financial socialization on financial literacy of formal sector employees in Kenya

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Abstract

Debt literacy can be improved through Financial Socialization conducted by Socialization Agents consisting of family, peers, formal education, experts, lenders and the media. The purpose of this research is to find out which socialization agent has the biggest role in the process of financial literacy. This research is a quantitative research using primary data whose data is obtained by conducting a survey. This research found that school is the most influential agent of financial socialization on financial literacy to formal employees in Kenya. The government should revamp the educational system for a debt literate populace. 

How to Cite This Article

Morris Irungu Kariuki (2023). Effect of financial socialization on financial literacy of formal sector employees in Kenya . International Journal of Multidisciplinary Research and Growth Evaluation (IJMRGE), 4(1), 451-459.

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