This study examines the financial well-being and self-efficacy of 4th-year regular college students at Pamantasanng Cabuyao. Using a mixed-methods approach, data was gathered through surveys and interviews, with 333 students participating. Results indicate that 71.77% of students exhibit high financial well-being, while 98.50% report high self-efficacy. A moderate positive correlation (r = 0.4608) was found between financial well-being and self- efficacy, suggesting that financial stability contributes to confidence but is not the sole factor. Key financial challenges include tuition, transportation, and academic expenses, prompting students to adopt budgeting, saving, and financial support strategies. While most students feel financially secure, some, particularly in the Colleges of Arts and Sciences and Education, experience financial strain. The study highlights the need for financial literacy programs and mentorship initiatives to enhance financial management skills and self- efficacy.