This study investigates the lived experiences of breadwinner students at the University of Cabuyao, examining how they navigate the intersecting demands of academic and financial responsibilities. Using a qualitative phenomenological approach, data was collected through semi-structured interviews with five purposively selected participants and analyzed through Interpretative Phenomenological Analysis (IPA) and Hermeneutical analysis. The findings reveal that breadwinner students face significant challenges, including role strain, mental and physical fatigue, and difficulties managing overlapping responsibilities. Participants relied on coping mechanisms such as effective time management, peer and family support, and self-care practices like spiritual reliance to mitigate these pressures. Additionally, Hermeneutical analysis uncovered deeper emotional struggles, including hidden resentment—stemming from unspoken frustrations over conflicting priorities—and erosion of self, where personal aspirations are often overshadowed by familial obligations. Despite these struggles, participants demonstrated resilience and adaptability, experiencing personal growth, financial independence, and increased motivation, which positively influenced their academic and personal lives. However, the dual roles they fulfill expose them to risks of burnout and academic setbacks. These results underscore the importance of institutional and familial support systems to alleviate their burdens and enhance their well-being. This study provides a deeper understanding of breadwinner students’ unique challenges, highlighting the need for targeted interventions to support their academic success and emotional resilience.