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     2026:7/3

International Journal of Multidisciplinary Research and Growth Evaluation

ISSN: (Print) | 2582-7138 (Online) | Impact Factor: 9.54 | Open Access

An Internal Compliance Framework for Evaluating Financial System Integrity Under Changing Regulatory Environments

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Abstract

In an era marked by rapid regulatory transformation, financial institutions face escalating challenges in maintaining system integrity and regulatory compliance. This paper proposes a structured internal compliance framework designed to support financial institutions in evaluating and adapting their compliance strategies under dynamic regulatory conditions. The framework is built on four foundational pillars: governance and oversight, risk identification, monitoring and feedback systems, and institutional adaptability. It integrates dynamic risk evaluation models, regulatory intelligence functions, and cultural learning mechanisms to ensure both responsiveness and resilience. Historical trends in global financial regulation, including post-crisis reforms and the rise of ESG and fintech regulations, underscore the need for compliance models that are both principled and flexible. This framework promotes coherence across institutional functions and embeds integrity at the organizational core, enabling better strategic planning, audit readiness, and stakeholder trust. The paper concludes by identifying avenues for future enhancement, including the integration of emerging technologies and alignment with transnational regulatory standards.

How to Cite This Article

Wasiu Eyinade, Onyinye Jacqueline Ezeilo, Ibidapo Abiodun Ogundeji (2021). An Internal Compliance Framework for Evaluating Financial System Integrity Under Changing Regulatory Environments . International Journal of Multidisciplinary Research and Growth Evaluation (IJMRGE), 2(1), 927-934. DOI: https://doi.org/10.54660/.IJMRGE.2021.2.1.927-934

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