Abstract

The following article analyzes the situation of ICT application in commercial and service enterprises of the post-pandemic economy in Vietnam. Due to Covid-19 pandemic, the Vietnamese economy in general and the financial and banking sectors in particular cannot avoid negative impacts, although the Government and the State Bank of Vietnam have issued many recommendations. solutions to overcome those negative effects. The article will analyze the current situation of the banking and finance industry as there are too many differences between the regimes in the public and private sectors in this industry, leading to the brain bleeding and so we need to come up with solutions to completely prevent this situation, reduce the negative trends that may happen to the Vietnamese economy.